Our Heymondo Evaluation – Why We All the time Get Journey Insurance coverage
Scan our Heymondo evaluate to find the advantages and downsides of this modern journey insurance coverage firm. See for your self if it’s the suitable journey insurance coverage alternative for you!
Touring is all about embracing the unknown, however that doesn’t imply you need to be caught off guard. That’s why we get journey insurance coverage each time we hit the street, and Heymondo is our decide for our subsequent journey.
It’s not excellent, although nothing is (effectively, besides perhaps Häagen-Dazs Cookies & Cream ice cream), however there are some actual perks that make Heymondo price contemplating. No messy paperwork, no deductibles, and a helpful app that offers you 24/7 worldwide help – that’s fairly helpful once you’re removed from house. The convenience of getting a quote is a giant plus too – just some clicks and also you’re completed.
Whether or not you’re planning a fast getaway or an extended journey, it’s good to know that Heymondo has choices that may suit your wants.
Right here’s our sincere tackle the way it stacks up.
Heymondo journey insurance coverage
Touring is an journey, however let’s be actual – typically it comes with its share of hiccups. Over time, we’ve discovered the onerous means that having stable journey insurance coverage is non-negotiable.
A number of years again, I ended up in a hospital in Thailand for 3 days. It undoubtedly was not a part of the plan.
After which there was the time our son acquired injured in Greece. Each had been hectic conditions, however realizing we had journey insurance coverage meant that not less than we didn’t have to fret about going through an enormous medical invoice on prime of all the pieces else. Having that security web was a game-changer.
Why We Selected Heymondo
One of many issues I recognize most about Heymondo is how easy it’s to get a quote. I’m not a fan of filling out infinite kinds, so the truth that I might simply choose the kind of insurance coverage, plug in just a few fundamental particulars like our vacation spot and journey dates, and immediately get a quote was an enormous win for me. There was no must painstakingly enter birthdates and names for every of the 4 of us, which, actually, saved me plenty of time and problem.
However ease of use isn’t the one motive I’ll be utilizing Heymondo.
What Heymondo Gives
Heymondo provides a spread of protection choices that swimsuit various kinds of journeys. Whether or not you’re planning a brief trip, a enterprise journey, or a protracted keep, there’s doubtless a plan that matches your wants.
Right here’s a fast breakdown:
- Journey Insurance coverage: On your subsequent leisure or enterprise journey, Heymondo has you coated.
- Annual Multi-Journey Journey Insurance coverage: If you happen to’re a frequent traveler, this is perhaps a fantastic choice. It covers all of the journeys you absorb a yr, so long as every journey is underneath 60 days.
- Lengthy Keep Journey Insurance coverage: Planning an prolonged keep? Heymondo’s acquired a versatile plan that covers journeys longer than 90 days.
One of many standout options is the Covid-19 protection. It contains 24/7 worldwide help and covers issues like medically prescribed PCR exams and cancellation in case of extreme sickness or demise resulting from Covid-19 (in insurance policies that embrace journey cancellation). This sort of flexibility and complete protection brings plenty of peace of thoughts, particularly with all the pieces that’s occurred in the previous few years.
My Heymondo Quote
I used to be actually curious what journey insurance coverage would price for me, for a 5 day journey all the way down to the USA from Canada.
So, I acquired a quote from Heymondo journey insurance coverage for me (I’m Canadian) touring 5 days worldwide together with USA.
The quote was insanely straightforward to get. I simply entered my journey dates, the place I used to be going, and chosen the kind of insurance coverage (annual or single journey). Just some clicks, and I had my quote. No annoying medical questionnaires, or infinite scrolling to pick out drop-down dates. My quote took all of about 60 seconds.
The Heymondo Medial insurance coverage, essentially the most fundamental, price $24.93. That included a whopping $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house. The medical transport and repatriation house is a giant deal to me, as a result of if one thing actually severe occurs, I’d need to be transported again to Canada.
The Heymondo High insurance coverage had just a few further bells and whistles, together with $1700 USD baggage protection, $450 USD journey disruption, and $3.500 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house.
The Heymondo Premium insurance coverage had $2,500 baggage insurance coverage, $1.500 journey disruption, and $7,000 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house.
Are journey sports activities, electronics, or cruise insurance coverage included within the journey insurance coverage?
I might get elective journey sports activities, electronics, or cruise insurance coverage on the Heymondo High and Heymondo Premium Plans. I couldn’t get it added to the Heymondo fundamental.
The Heymondo App: A Useful Software
The Heymondo app is one other function I discovered extremely helpful. It’s like having a journey assistant proper in your pocket.
Want to talk with a health care provider? You are able to do that instantly via the app’s 24/7 medical chat. Received a query about your coverage or must file a declare? The app handles that too, together with free on-line help calls from wherever on the planet. All of your coverage particulars are additionally saved within the app, so that they’re straightforward to entry everytime you want them.
You may get the app on Google Play or the App store.
Want extra particulars?
As a result of journey insurance coverage insurance policies can change with out warning, look over your particular insurance coverage coverage before you purchase and don’t be afraid to look into any superb print if one thing appears off to you.
Last Ideas
Whereas no journey insurance coverage is ideal, Heymondo has confirmed to be user-friendly for us, with a pleasant collection of plans from fundamental journey medical to annual multi-trip. The protection is stable, the app is a good comfort, and the peace of thoughts that comes with realizing we’re protected is priceless. If you happen to’re planning a visit, whether or not it’s a brief getaway or an extended journey, we’d suggest giving Heymondo a glance. It’d simply make your travels rather less hectic and much more pleasurable.
